I thought I'd throw this out here for fun! Has anyone else made a one cent payment to a credit card? I did this a few weeks ago for Capital One because I wanted to clear out my penny balance from the Oxygen online neobank that is closing for everyone by the end of this month. I kept one cent in there hoping it would get back some benefits for free members while staying active but it never did. I think I'd be amazed if anyone ever had a charge off for one cent or a little more.
As of: 3/28/24:
EQ: 785 (prev. 778 on 2/6/24; 773 on 1/26/24 & 750 on 1/7/24 & 626 on 6/7/24 & 652 in April 2023) - FICO 8
EX: 763 (prev. 755 on 2/6/24; 753 on 1/26/24 & 732 on 1/7/24 & 643 on 6/7/24 & 619 in April 2023) - FICO 8
TU: 759 (prev. 748 on 2/6/24; 744 on 1/26/24 & 689 on 1/7/24 & 6/7/24 & 654 in April 2023) - CreditKarma
Have:
- Amazon Prime Store Card: $5,000
- Capital One SavorOne Cash Rewards: $1,200
- Chase Freedom Flex: $500
- Discover it Cashback: $2,000
- Kohl’s Charge: $3,000
- Super Cash: Limit varies based on debit balance - doesn't show up in accounts anymore though on CRs.
- Zolve: Shows up but have not set up yet as no money has been put on the account.
