Penfed

[CorpCrMgr1]

ELCO Mutual pays 5%. 😁

[Barkius]

I just closed my Pen Fed accounts. I live in California. No problem joining. I put some money in when I opened them, waited a few months and applied for one of their cards. Was denied so I closed the accounts.

I like Affinity (1% cash back debit card) and First Tech (5% checking account) better.

[coldfusion]

---

@Horseshoez wrote:

---

@FicoMike0 wrote:

@Horseshoez  I use cap1 too. One of my fidelity accounts pays 5%, I think it's bloom.  I keep funds in both, in case of an ACH problem. Fidelity uses plaid to link accounts and it's failed at least once. Sometimes when churning deposit accounts I need to Smurf some money on short notice.

"Fidelity go" managed fund is doing great, but there's no guarantee. I put the $100 bribe they paid me to open bloom in it in September, it's up to $110, today.

---

Today I noticed CapOne lowered their interest rate to 4.25%.  I'm not going to make any moves until I close on my new home (assuming we find something we like), and then I'll worry about moving money around for the longer term. 

---

Agree, not worth your chasing after a difference that in the grand scheme would amount to little more than pocket lint until the dust settles.

Apple also recently lowered the APY on their HYSA down to 4.15%.

[FicoMike0]

Hey, I used to live in ft. walton beach. Actually, I lived in nearby niceville. It's nice there! When you fly from there, you share the runway with fighter jets.