On Valentine's Day... a dating app based on credit scores

[keluric]

https://www.ft.com/content/7ad0c6f5-c3bf-4648-94ad-f3bebccbdf87

Score is a new US dating app for those who can prove they have a good to excellent credit rating (by their metrics, minimum 675).  The app soft pulls your EQ score to pre-qualify you to create a dating profile (your actual score does not appear to others).  Neon Money Club is behind the app.  If that sounds familiar, you may have come across their venture with American Express to create the Cream card.  

[markbeiser]

That actually isn't a half bad idea.

[pizzadude]

I can see it now, posts in the Rebuilding forum -- "Help !!!  Need to get to EQ 675 as soon as possible !!"

Also what happens if you drop below 675 once you're in ?  Like would a collection suspend your privileges ??

[markbeiser]

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@pizzadude wrote:

I can see it now, posts in the Rebuilding forum -- "Help !!!  Need to get to EQ 675 as soon as possible !!"

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Certainly easier to qualify for than a dating club I heard of in NYC years ago, the "7+ Club," or something long those lines.
2 ways for men to qualify, 7+ figure income, or 7+ inches.🤣

[keluric]

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@pizzadude wrote:

I can see it now, posts in the Rebuilding forum -- "Help !!!  Need to get to EQ 675 as soon as possible !!"

Also what happens if you drop below 675 once you're in ?  Like would a collection suspend your privileges ??

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Imagine you've matched with someone and just when the chat is going well, your account is suspended because your credit score dropped below 675. LOL. But seriously, I wonder how that works.

[keluric]

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@markbeiser wrote:

That actually isn't a half bad idea.

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I like the concept. I've been impressed with how Neon Money Club is moving, particularly their partnership with AMEX.  I'm interested in seeing how they progress.

[keluric]

In case anyone is wondering, I signed up for research purposes (because the concept and the company behind it actually interest me). Soft pull EQ came back with 810. That's my Vantage score for sure. After the score let me in, I completed a profile (one photo, one sentence "about you," and an IG handle, so hardly robust at this point). I received an email that they'd be in touch within 3-5 days. 

I'm pretty sure this innovative dating app is a way to promote their credit card... and that's one heck of a marketing idea.

[pizzadude]

Thanks @keluric for taking one for the team !

Please keep us posted if you receive any additional guidance regarding credit scoring and status

[Anonymalous]

I can't decide whether this is a train wreck, or a good idea. Either way, I agree with @pizzadude: Please keep us informed, @keluric! 

[CorpCrMgr1]

Based on the women that I know, the better looking the lower the score. This is regardless of income.