Fed remains on hold, keeps forecast for 3 rate cut... - myFICO® Forums

SouthJamaica · ‎03-20-2024

Fed remains on hold, keeps forecast for three rate cuts in 2024

https://www.bankrate.com/banking/federal-reserve/fomc-meeting-recap-march-2024/?pid=email&utm_campai...

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 710800 (590300 reporting) FICO 8: EQ 712 TU 710 EX 710

FicoMike0 · ‎03-20-2024

Lock in those cds!

CorpCrMgr1 · ‎03-20-2024

@SouthJamaica thank you for sharing.

EW800 · ‎03-23-2024

@FicoMike0 wrote:
Lock in those cds!

That may be a very good point. Wouod others agree that this may be a good time to lock in a CD rate?

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

AndySoCal · ‎03-24-2024

@EW800 Yes I have already been doing that.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Fed remains on hold, keeps forecast for 3 rate cuts in 2024

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Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

Re: Fed remains on hold, keeps forecast for 3 rate cuts in 2024

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