Woke up this morning to an email from US Bank with the somewhat unsettling subject line, "You have a new credit card notice available." Opening the email, I see "Credit Line Increase Notice is now available. To view your notice, log in to your account." Coffee hadn't kicked in yet, and didn't recall asking for a CLI on this card. Log in, and I'm greeted with this letter:
Re: Important information about your U.S. Bank Cash+ Visa Signature® Card account ending in XXXX
Dear K:
Congratulations! We are pleased to inform you that in recognition of the exceptional way you've handled your account, we have increased your revolve limit to $22,000.00. Your increased revolve limit will appear on your next statement. Your expanded purchasing power makes it the perfect time to add authorized users to your account. You can also add your card to your mobile device or as your payment method at your favorite store for faster online purchases. Thank you for choosing the U.S. Bank Cash+ Visa Signature® Card. If you have any questions concerning your account, please contact us by logging in to your account, or by calling 1-800-285-8585. Cardmember Service Representatives are available 24 hours a day, 7 days a week.
Sincerely,
Cardmember Service
Originally opened as an Altitude Connect in February of 2022 with a $17k SL and $550 for $2000 spend SUB (extra $50 was a Winter Olympics promo). Put $2000 spend on it, then didn't touch it until I PCed it to a second Cash+ in October 2023. Put modest spend for some non-utility 5% categories (covered by my first Cash+) on it in Q4 but hadn't put any spend on it in Q1 yet since I've had both the Barclays Lufthansa card SUB and the Amex Business Gold Welcome Offer (both now completed) to work on. Not sure how helpful the DP is since "chase the bonus and then don't use the card" isn't typically a sure-fire way of achieving an auto-CLI. LOL I'm still happy about it, though, and US Bank seems to like me since that brings me to $71,500 across Altitude Reserve and the pair of Cash+ cards.
Similar experience for me a few months back, regular, but modest monthly spend on the card. It's always a nice surprise to get an auto CLI, congratulations!
Congratulations on the CLI
Congratulations on your surprise CLI.
Congrat...Doesn't stop to amaze me as to how all these credit card companies work....I am sure you have to nothing to complain about...Enjoy your new line of credit...-
Congrats on the cli
Congratulations on the surprise limit increase! Thank you for sharing this with us!
