USAA Rate Advantage 20k

[700orbust]

I ended up doing Wells Fargo reflect with its 21 month 0%, that was instant 12.5k. I have called into request 20k on that, was told it gets pushed to a manual review and I should know within a week of the decision. My letter in the mail today said score was 776 at the time of the pull. EQ I think

[CYBERSAM]

Congrats on your USAA Rate Advantage Approval! 🤑👍

[700orbust]

So whats my trifecta? 

I did add the Scwab Platinum to my Amex spread (Plat, Gold, BCP, Biz Plat, Blue Biz Plus) recently, but thats no pull. I have about a million points I may just transfer over to my brokerage. 

USAA was Ex

WF was EQ

Do I go for a 0% TU card or is there something better out there? 

My TU has a lot of hits from NFCU lately.

I got an Elan BMW offer in the mail and that has 0%...

[Traveler101]

Congratulations 🎊 

[700orbust]

Got the letter about the CLI, only reason listed was lack of experience with account, so they don't want to reconsider the opening limit until I use the card some. Fair enough, don't konw WF maybe they will auto CLI after a while.

[SouthJamaica]

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@700orbust wrote:

Between a house remodel and some car upgrades I was looking for some 0% options. Been a full USAA member but not using them for anything.

Decided to try the Platinum card since its got a long 0% offer. Instant approval 20k. 

rough stats,

Pulled EX in VA (ex8 is 777, ex3 was used, 734)

income ~400k

20% util

new auto loan opened last month

Would love another complimentary 0% intro card to pair with, but I figured this is a good start.

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Congratulations. A good pickup.

[CreditAggie]

Congratulations on your USAA approval!