USAA Rate Advantage 20k

700orbust · ‎03-18-2024

Between a house remodel and some car upgrades I was looking for some 0% options. Been a full USAA member but not using them for anything.

Decided to try the Platinum card since its got a long 0% offer. Instant approval 20k.

rough stats,

Pulled EX in VA (ex8 is 777, ex3 was used, 734)

income ~400k

20% util

new auto loan opened last month

Would love another complimentary 0% intro card to pair with, but I figured this is a good start.

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What's in my wallet?

Apple, Amex Biz Plat/BBC/BCP/Schwab/Plat/Gold, NFCU Flagship/Plat, Spark Biz, PenFed, CSR, and more

Legally_Speaking2512 · ‎03-18-2024

That's not a bad draw at all - especially with that long 0%. Congrats on the approval.

Starting Score: 570
Current Score: 643
Goal Score: 800

Take the myFICO Fitness Challenge

CorpCrMgr1 · ‎03-18-2024

Congratulations on your approval!

BigBS · ‎03-20-2024

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

keekers · ‎03-21-2024

Congrats.

gorgon · ‎03-21-2024

Congratulations on your approval

EAT_SLEEP_JEEP · ‎03-23-2024

Congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700

Aim_High · ‎04-01-2024

Congratulations on your USAA Rate Advantage approval, @700orbust!
Very nice approval! Enjoy that new card!

Business Cards

Length of Credit > 40 years; Total Credit Limits >$900K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0 - SYCH - 65.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.

cashorcharge · ‎04-01-2024

WooHoo!! Congratulations @700orbust on your USAA Approval!!👏🏼🍾🥂

They likely pulled your EX and also likely haven't rushed to report it so if you're in good shape on your TU without a lot of new accounts, I would suggest USBank for the other 0%BT offer...they will more than likely pull TU

user979797 · ‎04-01-2024

Congrats on your USAA approval and terrific SL I have found them to be generous with limit increase reqeuests after 6 months as well with a HP...just FYI.

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