Onemain Brightway+ MC $3000 CLI to $6000 CL

[EAT_SLEEP_JEEP]

congrats on the cli

[mgood]

'Grats!

I had a loan with OneMain for a while. Yeah, sub-prime but not as bad as some of the rip-off places that charge 80-something percent, but not as good as you get from your bank or credit union if you qualify. I think mine was 24% or 28% or something like that. Ouch. And it shows up in my reports as a "consumer finance" account, but that's a very, very minor thing. They seemed like decent people to deal with too. They still send me a constant stream of mail, wanting me to take another loan. No, thank you.

[youngandcreditwrthy]

@bjaminkelley88  yeah it's not a very well known or reported on card in these forums and Im shocked its been so good to me!

its by invite only which I suppose could be the reason why and i got my pre approval through my experian account I think!

Thanks for your datapoint too! 

[youngandcreditwrthy]

Yeah same.. they have always been offering me loans up to 
40k but I never needed any personal loans ESPECIALLY at the 29% they were offering lol. I got a lending club loan at 6% once several years ago.

so I was super shocked when I got a pre approval for their newish product and the no AF and 1% cashacbk one.. nd then when I got the 3000 initial SL I was super shocked and then now the giant 3000 CLI! Im happy! haha 

Still would never do their persona loan though LOL

[mgood]

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@youngandcreditwrthy wrote:

Still would never do their persona loan though LOL

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I didn't have much in the way of credit cards and didn't have the scores to get a loan from the bank. I was moving and needed a little spare change to get moved and settled. I took a loan for $4500 or $7500 or something like that. This was years ago.

[CreditAggie]

Congratulations on your OneMain 2X CLI!