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NFCU cash rewards approval!

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LendMeTheLoot
Established Member

NFCU cash rewards approval!

Hello fellow forum dwellers,

I am so so happy to report that I have been approved for the cash rewards credit card from navy federal credit union.

I have been gardening for 2 years and every preapproval tool says to go F my self including navy. My credit report updated this morning to show my only baddie being a 30 day late from over a year ago! Everything else is good history.

My starting limit is 5700 @18% with a 672 vantage score on CK. My largest credit line prior was 800 on a Walmart rewards card. Largest open loop was only 500.

 

DPs: Util was 21%, I have 100 in a CD, 500 in checking, 1000 in savings and my first DD hasn't hit yet. I joined the CU on 4/7/2024.

 

Thank you to everyone who shared their experiences and vast knowledge in these forums. This has made my entire year!

Screenshot_20240420_063502_Navy Federal.jpg

 

Message 1 of 14
13 REPLIES 13
EAT_SLEEP_JEEP
Valued Contributor

Re: NFCU cash rewards approval!

Congrats

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700




Message 2 of 14
JoeRockhead
Senior Contributor

Re: NFCU cash rewards approval!

Nice SL, congratulations on you Navy approval!

Message 3 of 14
FicoMike0
Established Contributor

Re: NFCU cash rewards approval!

Congratulations! Nice cl.

Message 4 of 14
keekers
Established Contributor

Re: NFCU cash rewards approval!

Congrats.


Message 5 of 14
Linnaea
Frequent Contributor

Re: NFCU cash rewards approval!

 

 

 


@LendMeTheLoot wrote:

Hello fellow forum dwellers,

I am so so happy to report that I have been approved for the cash rewards credit card from navy federal credit union.

I have been gardening for 2 years and every preapproval tool says to go F my self including navy. My credit report updated this morning to show my only baddie being a 30 day late from over a year ago! Everything else is good history.

My starting limit is 5700 @18% with a 672 vantage score on CK. My largest credit line prior was 800 on a Walmart rewards card. Largest open loop was only 500.

 

DPs: Util was 21%, I have 100 in a CD, 500 in checking, 1000 in savings and my first DD hasn't hit yet. I joined the CU on 4/7/2024.

 

Thank you to everyone who shared their experiences and vast knowledge in these forums. This has made my entire year!

After a few months mauve 6 ask for credit increase and apply for a 2nd... they say 2nd worth Navy is bigger line.   

 

👏 👏 Congratulations 

 


 

Message 6 of 14
coreyb80
Super Contributor

Re: NFCU cash rewards approval!

Congrats on the approval!

Message 7 of 14
SUPERSQUID
Valued Contributor

Re: NFCU cash rewards approval!

Congrats!!!!!!

I got my CR dec/2020 3700 sl, its now 21,700. ymmv

Pay timely and  2x or 3x the minimum or pif and request cli's at prescribed intervals and it should grow quickly.

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 8 of 14
gingerflower
Senior Contributor

Re: NFCU cash rewards approval!

Congratulations

Message 9 of 14
LendMeTheLoot
Established Member

Re: NFCU cash rewards approval!

Thank you, everyone! I will be sure to post again when I pull the trigger on an auto refi with additional DPs. Probably gonna wait a few months and build some history with navy.

Message 10 of 14
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