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Hello fellow forum dwellers,
I am so so happy to report that I have been approved for the cash rewards credit card from navy federal credit union.
I have been gardening for 2 years and every preapproval tool says to go F my self including navy. My credit report updated this morning to show my only baddie being a 30 day late from over a year ago! Everything else is good history.
My starting limit is 5700 @18% with a 672 vantage score on CK. My largest credit line prior was 800 on a Walmart rewards card. Largest open loop was only 500.
DPs: Util was 21%, I have 100 in a CD, 500 in checking, 1000 in savings and my first DD hasn't hit yet. I joined the CU on 4/7/2024.
Thank you to everyone who shared their experiences and vast knowledge in these forums. This has made my entire year!
Congrats
Nice SL, congratulations on you Navy approval!
Congratulations! Nice cl.
@LendMeTheLoot wrote:Hello fellow forum dwellers,
I am so so happy to report that I have been approved for the cash rewards credit card from navy federal credit union.
I have been gardening for 2 years and every preapproval tool says to go F my self including navy. My credit report updated this morning to show my only baddie being a 30 day late from over a year ago! Everything else is good history.
My starting limit is 5700 @18% with a 672 vantage score on CK. My largest credit line prior was 800 on a Walmart rewards card. Largest open loop was only 500.
DPs: Util was 21%, I have 100 in a CD, 500 in checking, 1000 in savings and my first DD hasn't hit yet. I joined the CU on 4/7/2024.
Thank you to everyone who shared their experiences and vast knowledge in these forums. This has made my entire year!
After a few months mauve 6 ask for credit increase and apply for a 2nd... they say 2nd worth Navy is bigger line.
👏 👏 Congratulations
Congrats on the approval!
Congrats!!!!!!
I got my CR dec/2020 3700 sl, its now 21,700. ymmv
Pay timely and 2x or 3x the minimum or pif and request cli's at prescribed intervals and it should grow quickly.
Congratulations
Thank you, everyone! I will be sure to post again when I pull the trigger on an auto refi with additional DPs. Probably gonna wait a few months and build some history with navy.