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I was denied twice in the past. Out of nowhere, they sent me a preapproval, which I accepted right away. After 3 hard pulls, they finally threw me a bone. :'( Very excitied, I always wanted this card.
$15,000 SL (wasn't able to request a higher limit, this was the preapproved amount)
WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂
@hzynneb wrote:I was denied twice in the past. Out of nowhere, they sent me a preapproval, which I accepted right away. After 3 hard pulls, they finally threw me a bone. :'( Very excitied, I always wanted this card.
$15,000 SL (wasn't able to request a higher limit, this was the preapproved amount)
where/how did they send you the pre-approval?
congrats!!
3/6, 5/12, 14/24
Low APR cards:
11.24% APR
14.24% APR
13.24% APR
5% rewards cards:
6% Groceries
6% Streaming
5% Rotating (Gas, EV, Home Improvement, Transit)
5% Gas
5% Dining
3% Wholesale
3% Big Box Stores
5% Amazon
One of 5% Gas/Groceries/Travel
3% Rewards Cards:
3% Paypal
10% Uber and Uber Eats until 11/2024
3% Dining
3% Groceries
2% Catch all cards:
2% Apple Pay
2% on $50,000/year
Extended Warranty + Purchase Protection
Sign Up Bonuses:
2x MR on $50k/year
12x Hilton at Hilton
5x Hilton on everything
Debit:
Unlimited ATM Rebates
5% Target
@keekers wrote:
Congrats. Any DPs you can share?
Hard pull on EQ.
825 out of 850 EQ FICO on the approval letter. Was previously denied with 823 and 811.
No additional documents required. I gave them POI in the past.
5/24, 4/12 inquiries.
4/24, 2/12 new accounts
AAOA: 8y5m
Preapproval was sent via email, you will see it in your online banking dashboard. I'm very certain without the preapproval, it was a hopeless cause. I have argued and filed NCUA complaint against them, because the denial letter makes zero sense. They eventually told me I have too many accounts, and was over extended. Guess what? Now I'm have even more accounts and available credit. Go figure.
Nice SL, congratulations on your approval!
@hzynneb wrote:I was denied twice in the past. Out of nowhere, they sent me a preapproval, which I accepted right away. After 3 hard pulls, they finally threw me a bone. :'( Very excitied, I always wanted this card.
$15,000 SL (wasn't able to request a higher limit, this was the preapproved amount)
Congrats!
I too initially had a rough start with Langley (denial) but then I too was sent a pre-approval and was approved and its been smooth sailing ever since. You are going to love this card. Very underrated if you ask me.
Congratulations on your approval and SCL!!
Congrats on your finally getting it