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Capital One Walmart Rewards Mastercard with Experian Score 561

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pc01user
Frequent Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561

@ArabRising Congrats on Walmart Rewards Mastercard! SL will improve over time!

Message 11 of 16
BigBS
Senior Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 12 of 16
cynicaldragon83
New Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561

Congrats.

I was approved with a EX 569...but I've no idea what this model is, since the FICO 8 that I get from EX directly was around 670. The score range on the letter showed 325 - 850 which I've never heard of.

 

For reference, I was approved for this one a week after getting approved for a Savor One card with a $3K limit. Included Cap One in my BK 2x too.

 

Prepare for this one to take a long time to grow...ask me how I know? LOL

Message 13 of 16
stonedog23
Frequent Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561


@cynicaldragon83 wrote:

Congrats.

I was approved with a EX 569...but I've no idea what this model is, since the FICO 8 that I get from EX directly was around 670. The score range on the letter showed 325 - 850 which I've never heard of.

 

For reference, I was approved for this one a week after getting approved for a Savor One card with a $3K limit. Included Cap One in my BK 2x too.

 

Prepare for this one to take a long time to grow...ask me how I know? LOL


Yeah, they definitely use the Fico 2, 4, 5 for some reason, not 8 or 9 and not the credit card models. Pretty frustrating. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 14 of 16
youngandcreditwrthy
Senior Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561

try one of their co branded cards, like the West Elm VIsa SIggy

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 16
CreditAggie
Community Leader
Super Contributor

Re: Capital One Walmart Rewards Mastercard with Experian Score 561

Congratulations on your Capital One Walmart Rewards MC approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 16 of 16
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