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Amex BCE 27k to 50k cli first 50k card!!!

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SeaProbe
Regular Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!


@scooter10 wrote:

Congrats on your CLI milestone, do you use the card frequently and put high balances on the card and pay it down? The reason I ask is becuase some cards I have like Cap One and Discover turn down my CLI request because I don't utilize enough of the balance to increase my limit, just trying to see is AMEX operates the same way as the other companies. 


AmEx seems to go their own way. They are happy to give large CLIs, but they also have deep data analysis. It appears, in part, that they use similar risk metrics as for their no-preset credit limit products and will cut you off if they see behavior that their algorithms deem risky.

 

So yeah, it will absolutely help with utilization but it does not necessarily mean that they will allow you to use up all of your credit limit.

Message 21 of 31
EAT_SLEEP_JEEP
Valued Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!

Congrats on the cli

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700


Message 22 of 31
KingRue8500
Senior Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!

Congrats on your AMEX Blue Cash Everyday CLI




Message 23 of 31
scooter10
Member

Re: Amex BCE 27k to 50k cli first 50k card!!!

Thanks for the additional information B! 

Message 24 of 31
CreditAggie
Community Leader
Super Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!

Congratulations on your Amex BCE CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 25 of 31
JVillegas2315
New Visitor

Re: Amex BCE 27k to 50k cli first 50k card!!!

did you end up asking for a CLI? 

Message 26 of 31
FicoMike0
Established Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!

Wow, an inspiration for us all! I should be eligible for a cli on my bce, I'll go for broke and see what happens.

Message 27 of 31
creditmemo
Established Member

Re: Amex BCE 27k to 50k cli first 50k card!!!

Outstanding!

 

about that Chris Craft Commander for sale

 

hmmm...

 

 

Message 28 of 31
keekers
Established Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!

Wow, very nice. At what point does AMEX usually ask for POI?


Message 29 of 31
Beefy1212
Established Contributor

Re: Amex BCE 27k to 50k cli first 50k card!!!


@keekers wrote:
Wow, very nice. At what point does AMEX usually ask for POI?

It varies but usually somewhere in the 30-36k range.

 

sometimes you skip over it as I did but eventually they want that data.



Message 30 of 31
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