Off to a good start of the year
today was 6 months since my last NFCU CLI so was able to 3x from 1500 to 4500, instant approval
My GoRewards is up for its first 8k increase next month at 91/3 so hoping for the same result there
More shockingly, I prequalified for the first time ever for Amazon Prime, normally it says it can't pull my reports.
Applied 2 days ago, late night, went into review -- I called, 2 week message which for chase is typically promising. Called next day and it said 7-10 day so figured I'd wait for denial letter and didn't think anything of it.
Chase closed all my personal, business, and my CSP accounts last year so I had low hopes of approval. I figured out reason, did something stupid with one of the business accounts to prevent an accidental ACH from processing, story for another day.
This morning I received a secure message asking to call to confirm I submitted application, was approved on the call for $8,000 SL
Looks like Chase is allowing me back with a decent SL at that, I'll make sure not to mess it up this time so I can get CSR when I'm below 5/24. Impressed that given history and being over 5/24 that it went through but I'm here for it.
Good April, looking forward to a good May with the next NFCU CLI
**edit**
Forgot to mention I also received my typical 3 statement period $250 CLI on my SavorOne bringing it to $2900 as well
Congrats. Why did Chase close your accounts previously?
Congrats on the approval!
Their underwriting guidelines on the Prime are a bit more relaxed on the 5/24 thing. Very nice all around, congratulations on the Navy CLI and the Prime approval!
@keekers wrote:
Congrats. Why did Chase close your accounts previously?
25k ACH initiated to wrong account, assume they thought I was trying to game them for the 25k since it "bounced"
@JoeRockhead wrote:Their underwriting guidelines on the Prime are a bit more relaxed on the 5/24 thing. Very nice all around, congratulations on the Navy CLI and the Prime approval!
Had seen so many above 5/24 approvals over the years figured it was worth the shot, already have LOL inquires so the extra HP wouldn't have impacted anything if denied
Congratulations on your approval
@Linnaea wrote:
@ShreksBFF wrote:Off to a good start of the year
today was 6 months since my last NFCU CLI so was able to 3x from 1500 to 4500, instant approval
My GoRewards is up for its first 8k increase next month at 91/3 so hoping for the same result there
More shockingly, I prequalified for the first time ever for Amazon Prime, normally it says it can't pull my reports.
Applied 2 days ago, late night, went into review -- I called, 2 week message which for chase is typically promising. Called next day and it said 7-10 day so figured I'd wait for denial letter and didn't think anything of it.
Chase closed all my personal, business, and my CSP accounts last year so I had low hopes of approval. I figured out reason, did something stupid with one of the business accounts to prevent an accidental ACH from processing, story for another day.
This morning I received a secure message asking to call to confirm I submitted application, was approved on the call for $8,000 SL
Looks like Chase is allowing me back with a decent SL at that, I'll make sure not to mess it up this time so I can get CSR when I'm below 5/24. Impressed that given history and being over 5/24 that it went through but I'm here for it.
Good April, looking forward to a good May with the next NFCU CLI
**edit**
Forgot to mention I also received my typical 3 statement period $250 CLI on my SavorOne bringing it to $2900 as well
Congratulations 🎊 👏.
Curious about your Savor One.
I recently was approved for the one with no annual fee good credit. Started with 500 just got a 100 cl. Happy I got... but why are your cli 250. What are the data points on that one.? 🤔
Opened April 23, good credit version, started at 2k – every 3mo I request CLI, always 150-250
I now have option to transfer credit from my venture to my S1 that didn't exist prior though so maybe next CLI will be more substantial