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2 CLI's to satisfy my OCD

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DannyNoonan
Established Member

2 CLI's to satisfy my OCD

My OCD remains undefeated. In mid-December, I was approved for the AMEX BCP with a starting limit of $31,300. The SL was great but did not sit well with my OCD. Like the wise members of this board suggested, I waited 91+ days to ask for a CLI. I asked for and received 35k as a new limit. For data points, I am averaging about $1,500 monthly spend on the card with and income around 150k. 

The second CLI was for my 2+ y/o VentureX. Its limit was sitting at 28,500, but like my BCP, my OCD did not like the amount.  I received an immediate approval to $30,000.  My OCD is happy for now with 2 cards at nice round numbers.

Thanks to all board members for your excellent information on credit cards and credit in general.

-Danny

Former Bushwood CC caddy tournament champion

Message 1 of 20
19 REPLIES 19
Priory_Man
Valued Contributor

Re: 2 CLI's to satisfy my OCD

Congrats on the increases.






"Total revolving credit $286,000 Current UTIL >1%"
Message 2 of 20
keekers
Established Contributor

Re: 2 CLI's to satisfy my OCD

Congrats. That would mess with my OCD also.


Message 3 of 20
Legally_Speaking2512
Frequent Contributor

Re: 2 CLI's to satisfy my OCD

LOL! You must be my long lost twin or something because I am the same way with credit limits. I cannot stand odd credit limits. Funnily enough I'm the same way when I see odd speed limits like 12 mph - drives me nuts 🤣

Starting Score: 570
Current Score: 643
Goal Score: 800


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Message 4 of 20
JoeRockhead
Senior Contributor

Re: 2 CLI's to satisfy my OCD

Nicely done, congratulations!

Message 5 of 20
coreyb80
Super Contributor

Re: 2 CLI's to satisfy my OCD

Congrats on the increases!

Message 6 of 20
firefox100
Valued Contributor

Re: 2 CLI's to satisfy my OCD

Congratulations way to go enjoy it now you can sleep well.

Message 7 of 20
MudkipsRKooL
Regular Contributor

Re: 2 CLI's to satisfy my OCD

it's not just OCD, but I think in general nice whole numbers should be better. Unless that person is already a bit of a stretch (max limit) etc.. I could see why they used non-whole numbers. They should add the 99 at the end to signify that you're at your limit like 9999 or 5799. So you know u can't ask for more CLI.

Current score: 778ex | 774tu | 777eq
INQ status: 1/24, 1/12

Currrent Cards:




Future:
Message 8 of 20
CorpCrMgr1
Valued Contributor

Re: 2 CLI's to satisfy my OCD

Congratulations on your CLI!!

Message 9 of 20
Meanmchine
Super Contributor

Re: 2 CLI's to satisfy my OCD

Double congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 20
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