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Citi Double Cash Approval $3800

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GZG
Valued Contributor

Citi Double Cash Approval $3800

image.png

 

got a CK 'karma guarantee' and I applied using their link, alongside several recent mailers for their BT cards with firm APRs on them, so I thought I might as well go for it if they were willing to pull my dirty EQ, which they did. 

 

$200 SUB for $1500 in spend in 6 months

 

EQ Fico 8 - 731 
EQ Fico bankcard  8 - 745 

EQ FICO 9 - 765

 

2 inquiries 1/6, 2/24

 

interesting that the BT mailers had a max APR printed on them, while I got a middle APR from the approval.

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 1 of 23
22 REPLIES 22
BigBS
Senior Contributor

Re: Citi Double Cash Approval $3800

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 23
cmro81
New Visitor

Re: Citi Double Cash Approval $3800

 

You had ex and Tu frozen? Thank you  

Message 3 of 23
CorpCrMgr1
Valued Contributor

Re: Citi Double Cash Approval $3800

Congratulations on your approval!

Message 4 of 23
GZG
Valued Contributor

Re: Citi Double Cash Approval $3800


@cmro81 wrote:
You had ex and Tu frozen? Thank you. 

Had all three frozen, was prompted to unfreeze EQ, unfroze, called in, they pulled EQ, responded to a text confirming it was me and got approved right after that 

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 5 of 23
cmro81
New Visitor

Re: Citi Double Cash Approval $3800

thank you!

Message 6 of 23
Traveler101
Established Contributor

Re: Citi Double Cash Approval $3800

Congratulations 🎊 

Message 7 of 23
cmro81
New Visitor

Re: Citi Double Cash Approval $3800

 
Message 8 of 23
GZG
Valued Contributor

Re: Citi Double Cash Approval $3800


@cmro81 wrote:

thank you!


when you click the link on CK, it brings you to Citi's website for the application, it just uses CK's tracking, so I'd get the $50 from CK if I was denied. 

 

When you apply with all reports frozen with citi, in my experence, a screen pops up like this: 

 

image.png

 

telling you who they need to unfreeze to continue with the application.

 

I waited until the following day, unfroze EQ, gave them a call, they pulled the report and after confirming through text it was me, I got an instant approval.

 

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 9 of 23
Blender
Established Contributor

Re: Citi Double Cash Approval $3800

Congrats on your Citi Double Cash Approval 

4/2024


Message 10 of 23
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