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For the banks like wells Fargo that say you have to wait 6 months to apply for a new Wells fargo card can I actually apply after 6 months and a day or do I actually have to wait 7 months? I remember someone saying for US Bank to wait 7 months but I know US Bank do things differently.
That sounds right. Good luck!
I know WF and cap1 is 6 months in between. I was reading about pnc and they said gotta have the virtual wallet account for 6 months before opening up a card. I would wait 7 months just to be safe or do it in December so you could 2 cards for WF for the year.
@Beast26 wrote:For the banks like wells Fargo that say you have to wait 6 months to apply for a new Wells fargo card can I actually apply after 6 months and a day or do I actually have to wait 7 months? I remember someone saying for US Bank to wait 7 months but I know US Bank do things differently.
What was the original denial reason? I know WF is new account and inquires sensitive.
I would wait the seven months to make sure your reports have updated, @Beast26.
I say you should apply for something every 122 days like clockwork. That would mean apply for the second card with Wells Fargo at 8m and app something in between.
Just my opinion...