@CreditPoor wrote:Been monitoring all three bureaus for over 6 months and I'm noticing a disturbing and alarming pattern that's been ongoing. Negative things ie..things that lower your score are updating quickly when being furnished, but positive things that will improve scores are delayed in reporting often times 60 days or more.
Now if this was a one off on a single account and one bureau, I'd say it was just my imagination. But this is happening with multiple people, accounts and different bureaus. Something is certainly not right here, so I'm having this looked into.
Why don't you give us specific examples. And be sure to give us details as to where, how, and when you're getting the information.
Personally, I'm skeptical, as my experience has been that there is no such bias in the timing of reporting data.
Timing of reporting is up to the lenders, not the bureaus, so if you're seeing delays in updating, it's the lenders reporting those specific tradelines you'll want to speak to.
The lack of details is the alarming thing to me. Unless I am misreading this is being proposed as an orchestrated conspiracy to suppress your scores and you're having it looked into. I struggle to think of many things being reported that will improve my scores in 1 cycle, in fact I believe beyond balance adjustments the only major thing that could significantly improve a score would be removal of a derog. But, you're not even talking about CRA reporting, it seems you're only referring to lenders reporting. Doesn't make any sense.
