How Common Are FICO 9 and 10 Now?

[FicoMike0]

I just had a hard pull on tu  and a new youngest account last week, so I expect a hit as well. Good luck with the mortgage app😃😃

[FicoMike0]

Horseshoz,

if it makes you feel any better, it looks like you beat me on experian,

ex fico2 768

Ex fico3 754

Ex fico8 793

Ex fico9 823

For some reason credit.com can't get my eq.  Of course there's no prize.

[Horseshoez]

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@FicoMike0 wrote:

Horseshoz,

if it makes you feel any better, it looks like you beat me on experian,

ex fico2 768

Ex fico3 754

Ex fico8 793

Ex fico9 823

For some reason credit.com can't get my eq.  Of course there's no prize.

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It's okay, you still have me beat by a few points. 

[Thomas_Thumb]

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@FicoMike0 wrote:

I just had a hard pull on tu  and a new youngest account last week, so I expect a hit as well. Good luck with the mortgage app😃😃

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If your prior youngest revolving account is under 12 months age, you likely won't lose points for the new youngest account. Of course, the HP is a separate factor.

[SouthJamaica]

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@Thomas_Thumb wrote:

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@FicoMike0 wrote:

I just had a hard pull on tu  and a new youngest account last week, so I expect a hit as well. Good luck with the mortgage app😃😃

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If your prior youngest revolving account is under 12 months age, you likely won't lose points for the new youngest account. Of course, the HP is a separate factor.

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...   and the lowered average age of accounts.

[FicoMike0]

thanks, guys. Previous youngest revolver was 4 months, so no problem there. Average age showed 57 months on eq, 34 months on the other two, on eight accounts. By my cypher'in the 34 will go to 30. I seem to be getting a lot more age credit from eq on a closed account. I'll have to check the report. The hp is just on tu, which already has the most, but it's my middle score.

Id like to see my low fico8, 793 on ex, climb above 800.  I suppose it will, if I can stay in the garden awhile. There's no prize anyway.

[mgood]

I know PenFed uses Eq 9.

Seems like one of my other creditors uses 9, but I can't think of which one at the moment.

I don't know of any using 10 or 10T.

[dunn2500]

N

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@mgood wrote:

I know PenFed uses Eq 9.

Seems like one of my other creditors uses 9, but I can't think of which one at the moment.

I don't know of any using 10 or 10T.

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Navy used a version of fico 9 for me as well as pen fed....I forgot which one it was but the score cam back identical to Fico 9 i remember

[Barkius]

FNBO uses FICO bankcard score 9

[FicoMike0]

Any idea which bureau they pull?