It appeared to me (and apparently others) that Lotta meant to be somewhat offensive and controversial.
The points about the generational shift may indeed be somewhat valid in terms of younger generational preferences.
On the other hand, hardly posting or participating at all for 16 months after joining My FICO, and then making your first posting (according to their profile) to declare message boards like My FICO as "dead" isn't helpful or supportive to the community. Even more-so, it's like an outsider came in to watch and then criticize without being a true member. If they don't like message boards or want to participate, then why be here at all? Even with the generational shift, I don't see how social media apps - that aren't specific to a topic like credit or finances - could ever equate to the same experience on My FICO. The short-bullet formats on those message threads wouldn't allow members like me to pontificate! Lol 
But seriously, the topics are more involved than the message space often allows or that someone wants to type on a mobile device on-the-fly.
Back in May, I noted that our membership was at 204,482. Today, I show the current membership at only 107,434. 
So now, I'm wondering if there has been further "purging" from the new moderators? Still, we continue to add new members slowly back in. I show at least five new profiles established today. I imagine our member roles were inflated with idle profiles, duplicates, or spam-bots. A small, but active, membership is a healthier community. Bigger isn't better and I think the smaller community allows for a higher quality.
@Thomas_Thumb wrote:Last month I ran into a situation where I could no longer access the MyFico forums. I entered my ID and PWD which were good and was supposedly emailed a code for 2 factor identification. Nothing was received. Tried multiple times, same result.
I found a phone # and called customer service. I was told my account info had been purged due to non use. I mention I had just logged in the previous week. The CSR said I had not purchased any Fico products since late 2020 and account info is purged for customer security purposes if not used for 2 years. I mentioned use of the forums does not require purchasing products. She kept repeating I had not purchased any products and policy requires accounts be purged of personal info.
I had to ask for a supervisor and go up the chain to resolve the situation and regain access. I think they manually re-entered data for me. I initially had set-up an account to purchase a Fico report. Later I joined the MyFico forums using the same login info. As a result, I had a common login that shared the same account data. Fortunately, I was able to retain my profile name and post history on the forums.
Long story short - those with a common account may be losing access/membership status if they don't purchase a product periodically. Best to set-up a completely seperate account profile for the MyFico forums with a different pwd. That may reduce the risk of losing membership status.
Wow that is unpleasant. Don't they realize there's a whole wing of the building dedicated to @Thomas_Thumb
I agree that forums are easier to read, and I prefer this format. I am also in various financial related social media groups (specifically on Facebook), and there's a lot of useful information provided there. It does, however, require more savviness (if that's a word) to navigate and find info.
The younger generations have grown up on social media, and they seem to thrive in those formats because it's what they are familiar with. As a Gen Xer, I much more prefer simplicity. I will also say that as the world evolves digitally, everything is becoming more complicated to navigate. I now have to ask my kids to help me figure things out....and I used to pride myself on being computer savvy. 
I''m still around, but not near as much as I used to be due to working crazy hours out 2.5 hours from home! I'll still slide in when something noteworthy happens like a solid CLI or new card approval though.
Loss of the "official" garden took a good chunk of the fun from the site, leaving MyFico without one of its best features and the place where we all gathered and got to know the personality behind a lot of the screen names. Taking MOD powers from the likes of K-in-Boston, gdale6, UncleB, Remedios, etc was a mistake as well IMO. They earned the title and kept TOS alive while interacting with all of us, just like one of us. The KH group seems effective, but void of the essential interaction that we had previously.
And yes, needing 2 factor authentication for a forum is over the top. Experian doesn't even require this to see my CR and access freeze controls, and that is someplace I wouldn't mind it.
I just noticed our member count hit 101,100 today; I'm guessing we're going to be south of "six-figures" pretty soon. Any bets on how long until that happens?
@Horseshoez wrote:I just noticed our member count hit 101,100 today; I'm guessing we're going to be south of "six-figures" pretty soon. Any bets on how long until that happens?
This site deletes inactive accounts and allows only one user per person! Unlike other sites that people have multiple accounts and majority of users are inactive and thier accounts are kept to inflate member numbers.
@CYBERSAM wrote:
@Horseshoez wrote:I just noticed our member count hit 101,100 today; I'm guessing we're going to be south of "six-figures" pretty soon. Any bets on how long until that happens?
This site deletes inactive accounts and allows only one user per person! Unlike other sites that people have multiple accounts and majority of users are inactive and thier accounts are kept to inflate member numbers.
I moderate a number of forums, mostly automotive and aviation related, and we are very aggressive when it comes to duplicate accounts. Do it once, the second account gets banned; do it again and all accounts get banned.