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Pretty sure it is targeted. Not the best deal out there but I figured since LC (Founders Savings Account) already has a great 5.05% rate, your money is pretty much just as good there as anywhere. And there is no direct deposit required which I like.
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A better rate by .05% and a bonus! Mmmmmm....
I went ahead and did this. But I am concerned I may not get the $200. The due date was May 11th (which is pretty lame as that's a Saturday, non-business day). I wish I had initiated the transfer sooner but I did it on the 10th. It is now the 12th and the money is out of my Chase but not yet in Lending Club. Will they count the day I initiated transfer (I initiated it from Chase to LC on the LC site so they are aware of it) as meeting the deadline or will they count the day it posts? It shows as pending/hold. I contacted customer service but no reply yet.