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So close haha

tag
Revelate
Moderator Emeritus

So close haha

Hey all, hope everyone is doing well.  Haven't been tracking my scores really closely, but every so often I'll log into my Experian account just for giggles.  Usually been floating in the 800-820 range, but logged in, turns out my last inquiry fell out of scoring range and youngest account > 1 year now from how I recall Experian counts it, and got this gem:

IMG_4339.jpeg


Soon(tm)!  Actually not sure what I can do to get the last two points except just stay clean for more time.

 

I still remember when my score was 560ish, where there's life there's hope!

 

Party on friends,

 

--Rev




        
Message 1 of 10
9 REPLIES 9
keekers
Established Contributor

Re: So close haha

Very nice; congrats.


Message 2 of 10
FicoMike0
Established Contributor

Re: So close haha

Congratulations!

Message 3 of 10
FicoMike0
Established Contributor

Re: So close haha

@Revelate  I didn't recognize the handle, thanks so much for all the great work. You are a credit hero!

Message 4 of 10
Jordan23ww
Valued Contributor

Re: So close haha

 Congratulations on your amazing score and all your progress! It's gonna be so cool when you hit 850! Hopefully it happens for you soon! 

      


Message 5 of 10
CorpCrMgr1
Valued Contributor

Re: So close haha

Great score! Good luck on the next two points!!

Message 6 of 10
FlaDude
Established Contributor

Re: So close haha

Congrats!! Hope you make it all the way. The only 850 score I've had is on the FICO 8 CC scores which max out at 900.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)
Message 7 of 10
FireMedic1
Community Leader
Mega Contributor

Re: So close haha

Nice. Too bad we cant donate points. Smiley Very Happy


Message 8 of 10
EW800
Valued Contributor

Re: So close haha

So close, way to go!  If you are like me, you will try to grab those two additional points!  I had been sitting in the 850 club for a couple/few years, but got whacked some when I paid off an auto loan and entered into a mortgage.  

 

Congrats!   

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 9 of 10
Thomas_Thumb
Senior Contributor

Re: So close haha

Congrats! Time to get it done and report back with some profile details.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 10 of 10
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