Discover Reports to 4 CB's

[GreatLife]

Greetings All. Just FYI to anyone that doesn't already know..Discover just informed me they report to EX, EQ, TU, AND Innovis. 

[FicoMike0]

Thanks, good to know.

I think wells cargo does too.

[Creditwiser]

As well as Navy, Barclays, Sync and Elan.  I'm sure there are others. 

[GhostCredit]

First time hearing about Innovis.

[abcdefghijklmnopqrstuvwxy]

never heard of innovis

[FicoMike0]

Innovis is the fourth credit bureau. They don't do scores. A lot of the flyers you get offering credit cards come from innovis. They do credit flogging for the banks.

[GreatLife]

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@FicoMike0 wrote:

Innovis is the fourth credit bureau. They don't do scores. A lot of the flyers you get offering credit cards come from innovis. They do credit flogging for the banks.

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Is Innovis like another Lexis Nexis? Is this site legit? I'm confused 😖

https://www.innovis.com/personal/creditReport

[FicoMike0]

I think they're as legit as any credit bureau. They seem to be into Id verification and fraud detection.

[FicoMike0]

I just looked at my innovis report. Under accounts It shows,

Huntington National Bank

Syncb / Amazon

Wells Fargo Card Serv

Checking myfico, my eq report shows 9 accounts.

Under inquiries the only thing this year is,

Sagestream, Llc/us Bank 

01/31/2024

This is the date I applied for a us b checking account.  I dont see any of the other deposit Accounts I've opened, must be a us b thing. I applied for a us b credit card in March, nothing then. They did pull tu.

For what it's worth.

[Zoostation1]

@FicoMike0I pulled an Innovis report several months back, but my Discover Chrome was the only card reporting to it.  Nonetheless it had typical report info.