I feel behind on a chase business credit card 11 months ago. I had paid it off in full after 60 days late. It has been reporting well since. Shows paid in full, and paid as agreed. Balance 0.
Today I went to close the accounts, and my chase rep showed me on the screen that I still have a second "charged off" account with a balance of $95.
He suggested I pay it off. I was hesitant because it's currently unreported and don't want to reset any clocks by paying it off. Was a little annoyed they didn't mention it or take care of when I previously handled this... but moving forward.
What is my best option in this situation? Should I call chase and pay the $95 charge off and risk them reporting it and plummeting my score? Assuming that would happen?
