@Tiersha wrote:
Does anyone know the money Factor tiers that Subaru uses and thier corresponding interest or money factor rates? (Chase bank). i.e.
CS 600-700 tier 2 money facotr .0028
700-800 tier 1 .0025
Does anyone know which Bureau they pull from. I think it's Ex which also is my highest 700+ score.
You can find Residual Percentages and Money Factors on the Edmunds Forums. You can find the car your researching and look to see if others have researched the same car. Even though zip codes vary, suffice to say the rates are the same.
https://forums.edmunds.com
In my experience, most Subaru dealers will pull your TU report as Chase will as well. This may be state specific...though most have reported TU as being used.
Remember to multiple the money factor by 2400 to get the true APR for your lease
Example MF .00238 x 2400 = 5.71%
