Can you pay something on your credit report and then if they do not delete can you dispute? I just wondered if this was something you could do? I am looking ahead in case some of my creditors or CA will not do a PFD. I need these things off my report especially since we are looking to purchase a home. If I do have to pay can I then dispute if it is still reporting? Or do I have to just deal with it reporting?
If the information or reporting is incorrect, you can dispute, however, if it legal the only option you have left after it is paid is sending a GW letter.
smooshiesmom wrote: Can you pay something on your credit report and then if they do not delete can you dispute? I just wondered if this was something you could do? I am looking ahead in case some of my creditors or CA will not do a PFD. I need these things off my report especially since we are looking to purchase a home. If I do have to pay can I then dispute if it is still reporting? Or do I have to just deal with it reporting?
Do NOT let a mortgage broker or lender pull your CRs. That could tip off the CA that you're house hunting, and then they won't budge demanding full payment with no deletion.
