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Account Charge Off...I Was An AU

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fused
Moderator Emeritus

Re: Account Charge Off...I Was An AU



Tuscani wrote:


fused111 wrote:


Tuscani wrote:
As an AU the OP is in no way liable for the debt.. but the derog info will show up (just dispute as not mine if the derogs are not removed). If the account is joint that is different.


Message Edited by Tuscani on 05-22-2007 04:18 PM

No, I know I was only an AU.  Never signed anything!  I guess one good thing going for me is that this account never has never reported on my reports.  So, I assume evn if MBNA tries to place derog on my reports I shouldn't have much trouble disputing it.  To me, a CO or CA cannot be reported for an account that has never been reported.  Am I making sense?


Right.. I just wanted to make sure you knew you are not liable for the debt. Any derog info that MBNA might report should be easily removed with a simple dispute.


Thank you for all of your help!
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