What are your top five credit cards and why?

[odd_dog]

Top five in no particular order:

Amex Brilliant. Perks

Amex Delta Platinum. Perks

BoA Customized Cash. Cash back super platinum or whatever they call it member so a ridiculous percentage cash back

Universal Visa. Vanity- who doesn't want a dinosaur on their credit card 

Navy Federal Flagship. Everyday card most of the time. 

[notmyrealname23]

At the moment:

- Whatever card I am churning or using for a SUB or retention bonus. Just got through getting 35k for keeping an AMEX Platinum for a year (and I will cash out the Uber/FHR/Airline credits before dropping it next year). Currently I am on a business card SUB and we don't discuss those here. The next consumer card will likely be a Chase Boundless when the 5x50 FNC offer shows up unless a "gotta have it" comes up.

- Chase Freedom Unlimited under a double points offer for 2024, so guaranteed 3x everywhere in the U.S./6x dining and drugstores/10x Lyft.

- Bilt Rewards gets rent at 1x and special love on Rent Day when everything but rent is doubled (dining 6x and travel 4x).

- AMEX Gold for 4x groceries, though I am about to drop it without a spicy retention offer for SavorOne for 3x groceries and no AF (and Savor One is also a 10x Uber card with free UberOne).

- Capital One VentureX is the catchall 2x card.

Honorable mention: AMEX Platinum for 5x airfare.

[TyrannicalDuncery2]

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I could not succeed to include any CB website in this formula, since none of my Instacart purchases via TCB or Rakuten were triggered in the past 6 months.

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Thanks again for the great info and ideas. Here is someone who got befrugal to track, I did not try it myself: https://www.doctorofcredit.com/costco-com-100-instacart-giftcard-for-80/#comment-1835776

That page also mentions some others with TopCashBack not working.

I tried 55haitao myself and it didn't work for me.

[Dilbert934]

1. Amex Delta SkyMiles Reserve
   1. FC Companion Ticket
   2. $240 Resy, $200 Stays, and $120 Rideshare credit
   3. Access to SkyClub and Centurian Club
   4. MQD Headstart
2. Amex Delta Skymiles Platinum
   1. Main Cabin Companion Ticket
   2. $120 Resy, $150 Stays, and $120 Rideshare Credit
   3. MQD Headstart
3. Chase Freedom
   1. Rotating 5%
4. Discover
   1. Rotating 5%
5. BOA Preferred Rewards
   
   1. 5.25% on ALL online shopping