Navy Interest Rate Reduction Successful 14.9%

[BigBS]

Congrats on the APR reduction!

[titancylinder]

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@ForwardLooking wrote:

Sweet!  Thanks for sharing the screen shot of the message too.  My Flagship Card is a little over a year old now, and I was thinking about doing the same.  I will keep it simple like you did in the message to them.  Congrats on the APR reduction!

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Good luck! They will allow one rate reduction per year. Definitely post your result. 

Keep it super simple (KISS)  

[ForwardLooking]

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@titancylinder wrote:

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Good luck! They will allow one rate reduction per year. Definitely post your result. 

Keep it super simple (KISS)  

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I remember KISS being a little different, but i guess this is a positive forum and not looking for negativity.  LOL

I sent the message earlier today through their message system.  Now I am thinking maybe I should have done chat.  But I am sure I will hear back from them soon and will update with their response.

[firefox100]

Congratulations on your rate reduction with navy, it is always nice to pay less.

[ForwardLooking]

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@ForwardLooking wrote:

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@titancylinder wrote:

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Good luck! They will allow one rate reduction per year. Definitely post your result. 

Keep it super simple (KISS)  

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I remember KISS being a little different, but i guess this is a positive forum and not looking for negativity.  LOL

I sent the message earlier today through their message system.  Now I am thinking maybe I should have done chat.  But I am sure I will hear back from them soon and will update with their response.

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No luck for me this time.  Not too surprised or disapointed as I still fave a couple of old derogitories on my credit reports.  I'll try it again in a year from now.

[CreditAggie]

Congratulations on your NFCU APR reduction!

[titancylinder]

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@ForwardLooking wrote:

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@ForwardLooking wrote:

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@titancylinder wrote:

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Good luck! They will allow one rate reduction per year. Definitely post your result. 

Keep it super simple (KISS)  

---

I remember KISS being a little different, but i guess this is a positive forum and not looking for negativity.  LOL

I sent the message earlier today through their message system.  Now I am thinking maybe I should have done chat.  But I am sure I will hear back from them soon and will update with their response.

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No luck for me this time.  Not too surprised or disapointed as I still fave a couple of old derogitories on my credit reports.  I'll try it again in a year from now.

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Thanks for the update! Keep trying they will eventually give you one  

[NYFan63]

Thank you for your post.  I have not been on these boards in a while and was not aware you could request for an interest rate reduction on your Navy credit cards.  I have two - Visa Signature cashrewards and Visa Platinum.  I just submitted a request on the cashrewards.  Will keep you posted.

[NYFan63]

As I expected, NFCU did not decrease my interest rate on my Cashrewards card.  Oh well...

[EAT_SLEEP_JEEP]

 I too recently tried for a APR reduction on my More Rewards which is at 18%. They said no I am as low as they can go on it. My Flagship card is at the lowest advertised minimum of 15.2% I think it is already.