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Unfortunately, I had to get a Merrick bank card about 9 months ago with around a 600 score to kickstart my rebuild. heh
paid off 150k in cc debt and let many of my accounts get closed and go inactive from 2016 to 2023. Was all cash about midway through last year
scores hovering in good range now, and my merrick card somehow only has a $36 AF IIRC.. its like 3$ a month. I dont use it.
It was that double your line card after six months and then after three more statements, I got this 200 CLI. Not much, but I can't close it just yet til some of my newer more prime accounts report (plus it's really not a bad card!)
Thanks for coming to my ted talk! lol My score has def gone up and is now back in the 660-680 range and expecting 700+ in next three months!
Congratulations on your successful credit journey!
No matter how big or how small, we all started somewhere. Congratulations on the raise.
Congrats on the CLI!
Congrats on your CLI
Congrats on the CLI!
Congratulations on the successful rebuild.
Congratulations!
Baby steps. 👶 congratulations!
Yeah 200 is def a baby step!
Thanks everyone!!
there's one guy or girl on here that has a 5k merrick card LOL hey if I can get it there and get them remove any fees (so far they've waived about 40$ in fees on my account)