So I had another thread in credit applications toying with the idea of applying for Savor and then sock drawering or closing my SavorOne that opened in 9/2022 was a somewhat bucketed no sub version. Decided to take a chance on it today and got great SL! DPs below:
$20K SL, 26.24% (my old card is 30.74%), $300 sub for $3k in 3 mo (should be no trouble to hit that)
FICO 8 and 9 scores below in my sig. Referenced what appears to be my EQ5 score in approval documents (685).
0/6, 1/12, 2/24 for inquries and new accounts on all 3 bureaus coming in
FWIW this is my 4th C1 card. I will probably sock drawer the S1 for a bit and then see if I can transfer some if not most of that limit to my VX (just had a CLI on theVX last month so don't want to rock that boat yet). After that I may close it or just use it enough to stay active. No plans to apply for anything else until I'm more established with NFCU and then get something like Cash Rewards just to diversify.
Very nice; congrats. And thanks for the DPs.
Congratulations and thanks for the data 
Congrats and . . . WOW, that's a monster SL from Capital One!
EQ8 809, TU8 790, EX8 797 as of May 20
Congrats!
Love that free UberOne and 10% cash back!
@Zoostation1 wrote:So I had another thread in credit applications toying with the idea of applying for Savor and then sock drawering or closing my SavorOne that opened in 9/2022 was a somewhat bucketed no sub version. Decided to take a chance on it today and got great SL! DPs below:
$20K SL, 26.24% (my old card is 30.74%), $300 sub for $3k in 3 mo (should be no trouble to hit that)
FICO 8 and 9 scores below in my sig. Referenced what appears to be my EQ5 score in approval documents (685).
0/6, 1/12, 2/24 for inquries and new accounts on all 3 bureaus coming in
FWIW this is my 4th C1 card. I will probably sock drawer the S1 for a bit and then see if I can transfer some if not most of that limit to my VX (just had a CLI on theVX last month so don't want to rock that boat yet). After that I may close it or just use it enough to stay active. No plans to apply for anything else until I'm more established with NFCU and then get something like Cash Rewards just to diversify.
nice to know Cap1 does not play when it comes to the Savor card, congrats!
@GZGI don't know if this has anything to do with the SL, but last month was my highest statement balance ever on my VX (or any C1 card) at $2354 and highest posted balance at ~$2930 before I paid the statement.
Very nice SL from Cap 1, congratulations on your approval!
Congratulations on your approval
