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Approved for my 1st Chase Card

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keekers
Established Contributor

Re: Approved for my 1st Chase Card

Very nice! Congrats.


Message 11 of 21
bluenote-lp
Valued Member

Re: Approved for my 1st Chase Card

Good Job! May i ask what report they pulled?

Message 12 of 21
SouthJamaica
Mega Contributor

Re: Approved for my 1st Chase Card

Congratulations on your approval and persistence, and thanks for the data.

 

Sorry to disillusion you, but there is no such thing as the '50% rule' you describe.

 

 


Total revolving limits 710800 (590300 reporting) FICO 8: EQ 712 TU 710 EX 710

Message 13 of 21
EAT_SLEEP_JEEP
Valued Contributor

Re: Approved for my 1st Chase Card

Congratulations on your approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700




Message 14 of 21
RBD22
New Contributor

Re: Approved for my 1st Chase Card

Congratulations!  Just in time for 7% back on dining, too!


STARTING SCORE: FICO as of 08/03/2015:
CURRENT SCORES: FICO as of 06/13/2023: ,
CK Vantagescores as of 06/13/2023: ,
Message 15 of 21
youngandcreditwrthy
Senior Contributor

Re: Approved for my 1st Chase Card

this can't be right. @citymunky 

 

but I will say that when I have recon'ed with Chase they ALWAYS tell me that they do not consider store cards in your total available credit and for utilization. so I think their proprietary score reflects higher util for many folks applying.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 21
BigBS
Senior Contributor

Re: Approved for my 1st Chase Card

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 17 of 21

Re: Approved for my 1st Chase Card

Congrats. I've the past few years I've applied for a couple Chase CC's and been denied each time. I've never had any other accounts with them in the past. Hell I was even able to get into AMEX before Chase. They play hard apparently. I even tried their new Chase Rise and denied. 

Message 18 of 21
Legally_Speaking2512
Frequent Contributor

Re: Approved for my 1st Chase Card

That's awesome! Congrats on the approval.

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 19 of 21
NoMoreE46
Community Leader
Senior Contributor

Re: Approved for my 1st Chase Card

Saw-wheet

Message 20 of 21
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