Do you mean the pre approval said no? Or did you apply and were turned down?
@Dawnnjoness wrote:Hey everyone,
I applied for pre approval for a value city card (synchrony bank) and was denied.My Fico 8 are as follows
Experian 665
Equifax 662
Transunion 686
Overall credit usage 18%
Last late payment was over 3 years ago
No collections
Had 1 c/o that was settled/paid off 2022
Does anyone have any clue why I was denied? I'm closing on a new home soon and wanted to see if I had a chance at getting a new couch/dining set but synchrony is not on my side lol.
Will, the low score which reflects negatives on your report would be a good reason!
You probably want to improve your score to 700+ before apping for any cards.
Also if is best to app for any new card after your mortgage.
