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Auto lenders/dealers that pull Exp in Illinois

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darkavenue
New Member

Auto lenders/dealers that pull Exp in Illinois

Wife and I are car shopping.

 EXP is by far the strongest score ~800

 

Toyota claims to check Exp, but ended up seeing all 3. Gave a rate of ~10% after seeing TU score in the low 6s 😕

 

Anyone know of any other EXP lenders?

 

Edit: this was for a used car - 2020. We qualified for a new Toyota rate of 5.7 but didn't want to spend new car money.

2 REPLIES 2
pizzadude
Credit Mentor

Re: Auto lenders/dealers that pull Exp in Illinois


@darkavenue wrote:

Wife and I are car shopping.

 EXP is by far the strongest score ~800

 

Toyota claims to check Exp, but ended up seeing all 3. Gave a rate of ~10% after seeing TU score in the low 6s 😕

 

Anyone know of any other EXP lenders?

 

Edit: this was for a used car - 2020. We qualified for a new Toyota rate of 5.7 but didn't want to spend new car money.


There's a couple of lenders mentioned in this thread who pull EX, although as noted it may vary geographically. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
dunn2500
Established Contributor

Re: Auto lenders/dealers that pull Exp in Illinois

0ver 760-780 it doesnt really matter, thats tier 1 for most dealerships

Message 3 of 3
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