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Wife and I are car shopping.
EXP is by far the strongest score ~800
Toyota claims to check Exp, but ended up seeing all 3. Gave a rate of ~10% after seeing TU score in the low 6s 😕
Anyone know of any other EXP lenders?
Edit: this was for a used car - 2020. We qualified for a new Toyota rate of 5.7 but didn't want to spend new car money.
@darkavenue wrote:Wife and I are car shopping.
EXP is by far the strongest score ~800
Toyota claims to check Exp, but ended up seeing all 3. Gave a rate of ~10% after seeing TU score in the low 6s 😕
Anyone know of any other EXP lenders?
Edit: this was for a used car - 2020. We qualified for a new Toyota rate of 5.7 but didn't want to spend new car money.
There's a couple of lenders mentioned in this thread who pull EX, although as noted it may vary geographically.
0ver 760-780 it doesnt really matter, thats tier 1 for most dealerships