There is a judgement showing up on my credit from 2002. To close on my loan I had to show my BK documents from 2003 showing that it was discharged. The thing I found out though was that the court still has this item open. The lawyer for the orginal creditor got a BK notice, so they are not actively collecting. But according to court records, it's as if there was never a BK. I talked to the court about it and they said to bring in my BK documents and fill out a "Motion to Dismiss" form. However, here is my fear. Currently, this is showing up as filed in 2002. Being so long ago its affect on my score is probably minimal. I am afraid that if I motion to dismiss the judgement, it will show up on my credit as discharged 6/07. I am assuming that would be catastrophic! Is that what would happen? As much as I hate loose threads, am I not better off just waiting for this thing to fall off in a couple years?
