Additional points for new address

[Tiersha]

Well this was new.  Exp jumped 8 points for a new address on file.  I've never seen that.

I even went back a month to see if that 8 pts was reflected anywhere else for exp or otherwise, nope.

[Slabenstein]

Addresses aren't scored by FICO algorithms.  There would have been a different change in scored data that resulted in the 8 pts.

[NoHardLimits]

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@Slabenstein wrote:

Addresses aren't scored by FICO algorithms.  There would have been a different change in scored data that resulted in the 8 pts.

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Agreed.  If nothing else seemed different, then it was likely some type of aging metric that caused the point change.

[pizzadude]

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@Tiersha wrote:

Well this was new.  Exp jumped 8 points for a new address on file.  I've never seen that.

I even went back a month to see if that 8 pts was reflected anywhere else for exp or otherwise, nope.

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No increase or decrease in FICO scores would ever result from an address change or having a new address added.  Addresses are not taken into account for scoring. 

[Barkius]

OP has found a secret hack to get to 850 🤫

[FicoMike0]

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@Barkius wrote:

OP has found a secret hack to get to 850 🤫

Roflol ! That's great. Move to a better neighborhood, pick up fico points.  I wonder if it's zip code, or who your neighbors are. Move between a banker and a stock broker, pick up 30 points. Make sure their name isn't bankman-fraud. fico scores no use from the slammer.

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[NoHardLimits]

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@Barkius wrote:

OP has found a secret hack to get to 850 🤫

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I can just imagine a YouTuber posting a video about how they got this tip from directly from MyFICO.

[CorpCrMgr1]

@Tiersha guessing you moved to a better zip code??😁

[NoHardLimits]

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@CorpCrMgr1 wrote:

@Tiersha guessing you moved to a better zip code??😁

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  A better zip code might actually be helpful for insurance scores and premiums, but it won't help with FICO scores.