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December 2022 Check In Thread

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Peterparkyr
Contributor

Re: December 2022 Check In Thread

Checking in - no news really.  A few tempting offers have come my way, but I'm remaining steadfast.


HappyHolidaysTransFancy.png

Happy holidays!

 




Currently Rebuilding Since 1/7/2022
Gardening Since 5/13/2023 (last inquiry 5/13/2023)

Starting Score: 611
Current Score: 680
Goal Score: 750


Take the myFICO Fitness Challenge

Was in high 400s in 2020-2021

Current Scores:
Fico 8 EQ: 692
Fico 8 EX: 680
Fico 8 TR: 640
Message 11 of 12
Mdowning30
Established Contributor

Re: December 2022 Check In Thread

Checking in again with a nice update, i got 2 CLI's totaling $6000 between my Chase Freedom Flex and Discover It card. So that added to my total credit should lower my current utilization down from 13% to about 10%, >9% is the goal.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 700
| Experian Vantage : 701 | TransUnion FICO 8 : 688 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 12 of 12
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