There are many issues that you will come across in working on rebuilding your credit that are covered in these threads. Please take the time to click the links and read up!
Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007