Costco Citi closed due to Best Buy collection

[Caligirl2714]

Hi everyone!  Thanks for the help ahead of time.  I wanted to get some feedback regarding Citi.  I'm new to the forums, but have been a follower for sometime now.  My credit took a dump from 2019 to now just working on rebuilding.  My Costco Citi Visa was closed in late 2021 due to my collection from Citi Best Buy.  I recently paid off the Best Buy collection in full since I was being sued.  My question is will Costco Citi let me back in at some point since the collection was paid off?

I don't plan on applying anytime soon since my scores are still low 600’s 😩…. But hoping by end of year.  Thoughts? 

[cashorcharge]

In theory, yes...since you've made them whole...but it would be a guess as to the timing for you to reapply.  My guess would be 12 months.

However, you can always use their tool to try your luck and see if it warrants any surprises.

https://online.citi.com/US/ag/cards/pre-screen

[Caligirl2714]

Thank you!