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TXCAT2000 wrote:Hi Everyone,First thanks for all the beneficial posts.I was looking over my wife's and my credit reports / scores yesterday in preparation to go house hunting. My scores look good all mid 700's. Her's are EQ-645, EX-666, and TU-690.Anyhow I can see that there is a CA trying to recoop a bad check that my wife supposedly wrote. In talking to her she tells me she settled the $8 check (plus the overdraft fee for the guy) in cash with the merchant back in Mississippi. She is not sure on the year, but I know it was before 2002.Per the wording of the CA, the account was opened in 2/2008 and is "seriously deliquent". They want payment of $38.I'm quite frustrated at the situation to say the least, but really am unsure of what to do. Can I DV them? Should I go that route? Do states' SOL have any bearing in the matter?BTW, we live in TX.Any insight is greatly appreciated.
TXCAT2001 wrote:I had to change my screen name because I forgot my password, but I'm the OP.Thanks for all the info everyone. I again asked my wife if she could give me more details about this check and she said it happend around the time she was 19 yrs. old. She's 31 now. So its extremely old.I'll be typing up a DV using one of the letters I've seen on here. Will let you all know how it turns out.Thank you!