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...a 660 mid score will get you financed with many, many lenders ...hth
@Lemmus wrote:...a 660 mid score will get you financed with many, many lenders ...hth
Thanks
I'm not sure it's worth pursuing though to get the best rate, which is the main purpose of doing a refi except for a small cash out to pay some college loans.
...more than 90% of mortgage lenders use the fico mortgage scores
...you say that you used the fico 2 which is the experian specific mortgage score ...did you buy a report in order to obtain that ...its not available unless you buy it ...and if you did, when exactly did you buy it?
...did your fico 8 scores drop by by a similar amount?
...your 620 score indicates that you have existing negatives, it would be unusual for an additional negative to drop your score by ~80 points unless it was something like a tax lien or judgement ...either of those should have resulted in a concomittant drop in the fico 8 score
Started a new thread.
Thanks!
GET THE 3B REPORT FROM MY FICO THATS WHERE YOU CAN GET THEM.
To get the mortgage scores, is it cheaper to get the month service or to order the 3b report.
I assume both have the mortgage scores?
@Anonymous wrote:GET THE 3B REPORT FROM MY FICO THATS WHERE YOU CAN GET THEM.
@Anonymous wrote:To get the mortgage scores, is it cheaper to get the month service or to order the 3b report.
I assume both have the mortgage scores?
The monthly subscription only includes the full set of scores (including mortgage scores) quarterly (every three months).
The monitoring is FICO 8 only... you'd need to buy additional 3B reports to see updated mortgage scores more frequently.
Which is a real shame - a mortgage score monitoring service would be a great product...