My husband and are are working on improving our respective scores so we can get a home loan. We received his report and it turns out someone opened a line of credit in his name for $5000 almost 5 years ago. Thing is that they paid it off and have never used his info for any other purpose. Since this has reflected good on his credit and there are no other items on his credit that cannot be attributed to him should we just leave well enough alone? It just seems really odd to me because how often do you get a reliable identity thief that pays back the money they steal?
