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@FicoMike0 wrote:Good deal! I don't have a disco card. They don't seem to offer a bribe to take their card. I love subs.
They do offer double cash back as a bonus at the end of your first year, which is a potential $300 if you max out the 5% limit for each quarter.
Although, I have wondered if you could even cheat that, up to $375 by signing up in the middle of any given quarter, max out that quarter and the 3 that follow it, then you'd actually have a partial 5th quarter before the full year is up, and you could max that one out early.
I'm sure it's been discussed before, but I never looked into it.
Personally I'm lucky to spend for maybe 50% of the potential cb earnings in a full year, because there are inevitably categories that I can't use, don't need, or just do better with other cards or programs, or just can't reach $500 of spend per month if I don't need to.
@DoppelgangerD wrote:Personally I'm lucky to spend for maybe 50% of the potential cb earnings in a full year, because there are inevitably categories that I can't use, don't need, or just do better with other cards or programs, or just can't reach $500 of spend per month if I don't need to.
I've maxed out restaurants by purchasing gift cards at the restaurant. Surprisingly, I found out that gift card purchases at Gas Stations trigger the 5% rotating category in Q2. Tried this with an Amazon gift card and got $1.25 back on a $25 gift card. I'll be purchasing some restaurant cards and maybe some other categories that I don't get CB bonuses on to max it out at the end of the quarter.
@Dilbert934 wrote:
@DoppelgangerD wrote:Personally I'm lucky to spend for maybe 50% of the potential cb earnings in a full year, because there are inevitably categories that I can't use, don't need, or just do better with other cards or programs, or just can't reach $500 of spend per month if I don't need to.
I've maxed out restaurants by purchasing gift cards at the restaurant. Surprisingly, I found out that gift card purchases at Gas Stations trigger the 5% rotating category in Q2. Tried this with an Amazon gift card and got $1.25 back on a $25 gift card. I'll be purchasing some restaurant cards and maybe some other categories that I don't get CB bonuses on to max it out at the end of the quarter.
Hmm, never thought about buying gift cards at the gas station.
I'll have to remember that.
Honestly though, I've gotten to the point that there's very little to spend money on that I don't get 5% cb+ on now, and while those gift card racks are huge, 70% of them are restaurant cards (which I am more than ok on restaurants with other cards) and 25% of them are cards I don't need/want.
I guess it's a good problem to have though.
Yeah, I got the AMZN offer as well...
Hello Forums,
Here is the Discover offer I received. I Wonder if there's any rhyme or reason as to who receives what offers or is it just at random. Either way these are all wonderful offers. Thanks Disco!
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@Bestman79 wrote:Hello Forums,
Here is the Discover offer I received. I Wonder if there's any rhyme or reason as to who receives what offers or is it just at random. Either way these are all wonderful offers. Thanks Disco!
, you deserve to earn more Cashback Bonus®
Earn $100 extra cash back
When you activate this offer and spend at least $1,000 in new purchases by June 30, 2024.* It's in addition to your standard Discover® rewards!
in just 1 click! Offer only available through this email.
Wow, so you're basically getting 10% cashback on anything you want to buy! (As long as you spend $1k)
NICE!
@Wu-Credit wrote:Discover never sends me these
Me either.