No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
VantageWest has launched a refer-a-friend program (details at https://vantagewest.org/refer-friend-program/ ). I have been told that people who are referred by a "friend" are eligible for membership even if they do not meet Vantage West's normal membership requirements. I do not guarantee that this is the case. That's just what I was told.
Vantage West credit cards give 5% back on the category of your choice, 3% back on gas, 2% back on groceries, and 1% on everything else. I believe they also have a 6-month 0% APR introductory period. No application fee. No annual fee. No cash advance fee. No balance transfer fees.
Does "even if they do not meet Vantage West's normal membership requirements" include an override of their georestriction?
I asked whether the person needed to live or work in Maricopa County, AZ. I was told "no."
It looks like they are only accepting referrals in-branch right now and a trip to Arizona is not in my upcoming plans, unfortunately 😑. And I was going to try to become your "friend" 😉!
@DakotaM wrote:It looks like they are only accepting referrals in-branch right now and a trip to Arizona is not in my upcoming plans, unfortunately 😑. And I was going to try to become your "friend" 😉!
Too bad. Oh well.
Having enough trouble getting in with them when I had my mom join to get me in as she lives in Maricopa county like I use to.. Unable to verify identity BS. Need to make a trip out there and do it in branch as eligible even before this, they just want to be difficult.
I had problems too. I don't live in Maricopa County, so I told them I worshipped at the Mormon temple there. They refused to do it over the phone, so I showed up and got it done.
@Zosimus wrote:VantageWest has launched a refer-a-friend program (details at https://vantagewest.org/refer-friend-program/ ). I have been told that people who are referred by a "friend" are eligible for membership even if they do not meet Vantage West's normal membership requirements. I do not guarantee that this is the case. That's just what I was told.
Vantage West credit cards give 5% back on the category of your choice, 3% back on gas, 2% back on groceries, and 1% on everything else. I believe they also have a 6-month 0% APR introductory period. No application fee. No annual fee. No cash advance fee. No balance transfer fees.
It's a great credit union in my book. I got in during the window when it was not geofenced. Too bad they put the fence back up.
I checked out the link. It says at the bottom "Have your friend stop by a branch or open an account online". When I proceed with a new application, there is this option "I want to become a new Vantage West Credit Union Member, but I do not meet the criteria above. I understand that my eligibility will need to be reviewed."
I don't see anyone mention this on the forum. Is the online referral newly added? Might be a good time for me to make some new friends
https://vantagewest.org/personal/credit-cards/connect-rewards-visa/