After SUB achievement, I continued to use the card as before for a few weeks and it looks like it became eligible to receive the spending offers now as I got my first spending offer today (1k spend on online purchases over a month and receive $70).
Fico8: EX~EQ~TU~810 (12 month goal~840).
Well @ptatohed I can see what you mean about this card. I just got my first offer, and it's a doozy.
275,000 points if I make $1k in online purchases during the next 30 days.
That's incredible. A 27.5% return, not counting the regular rewards.
Too bad there's no way on earth I could be making $1k in online purchases during the next 30 days.
@SouthJamaica wrote:Well @ptatohed I can see what you mean about this card. I just got my first offer, and it's a doozy.
275,000 points if I make $1k in online purchases during the next 30 days.
That's incredible. A 27.5% return, not counting the regular rewards.
Too bad there's no way on earth I could be making $1k in online purchases during the next 30 days.
Interesting SJ, my offers are usually worded in terms of % statement credit, rarely in "points". Yeah, I hear you, as nice of a % back as those online offers are, they are too restrictive when limiting the purchases to online only and, I agree, too difficult to achieve in a regular month (without some planned, big online purchase).
;
;
;
;
;
;
;
;
Just received this and as much as I'd love 6.67% CB, not sure I have $750 of online spend to do in the next 30 days. Sigh
[But I am meeting and enjoying the quarterly 10% CB with $700 - $900 spend in gas/groc/dine ea month for Q1 and Q2 '23 
]
Indeed, it is interesting to see that while the spending offers are on the same topic (online purchases) on three users, the conditions and the bonuses are different. Btw, I do not see also anyway to spend 1k on online purchases over a single month now (excluding bills/subscriptions).
The recent "Lower-than-expected retail sales" reports unfortunately may raise recession probability. So, some realistic and useful offers by the credit cards might eventually help the consumers to purchase more and it may help to navigate the economy in a better way through very turbulent financial times like now.
@ptatohed wrote:Just received this and as much as I'd love 6.67% CB, not sure I have $750 of online spend to do in the next 30 days. Sigh
[But I am meeting and enjoying the quarterly 10% CB with $700 - $900 spend in gas/groc/dine ea month for Q1 and Q2 '23
Weird that they gave me a 27.5% offer, while they gave you only a 6.7% offer. Especially since you're they're biggest fan and I'm their biggest hater 
@ptatohed wrote:Just received this and as much as I'd love 6.67% CB, not sure I have $750 of online spend to do in the next 30 days. Sigh
Consider prepaying your insurance online ...
@hdporter wrote:
@ptatohed wrote:Just received this and as much as I'd love 6.67% CB, not sure I have $750 of online spend to do in the next 30 days. Sigh
Consider prepaying your insurance online ...
That does not qualify. Payments like that are expressly excluded from the offer:
Eligible online purchases are those made via a computer network but not all online transactions will be considered an eligible online purchase. Eligible online purchases do not include the following types of purchases in the following categories: subscription, membership or recurring purchases; utilities, cable/satellite and telephone; insurance; medical and healthcare providers; government services, taxes and tolls; education, including schools or other teaching institutions; contractor, professional, financial, legal, personal and business services; repair services, direct marketing; purchases that are manually keyed by a merchant; or online purchases made through mobile/wireless technology depending on how the technology is set up to process the purchase.