Avant 2% cash back card actually a ̶3̶%̶ 2.98% catch-all

[bytechma]

I tried making personal loan payments with a debit card and here what worked for me:

Avant Personal Loan

- Coinbase Debit Card: worked and earning 0.5% of bitcoin

- Discover Debit Card: did not work

Lending Club Loan

- Coinbase Debit Card: worked and earning 0.5% of bitcoin

- Discover Debit Card: worked and earning 1% cash back 

I recall two to three years ago, crypto earning rates per $1 spent were 4% to 8% (except bitcoin). But have not seen any of those elevated rates in awhile. So I just leave my Coinbase card set to bitcoin.

[IcyCool7227]

Sorry for the delay in response, must have overlooked this. No Citi is not the only one. Mercury Rewards Visa and Synchrony cards accept direct debit pay while Discover accepts it via PayPal bill pay. Chase has given me mixed answers from two different reps saying it could be paid via the phone rep or at a branch with the other one saying no. FutureCard will no longer manually credit 1% for those payments either. 

[IcyCool7227]

potato head, I wouldn't hit Primis hard as they might close the account for abuse and you wouldn't want that. There is no set limit but I myself, wouldn't try more than 6 transactions per day for very small amounts and definitely not multiple 1 cent transactions in a row. It should be seen as normal, responsible spending and not simply to get a profit.