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Card is 10 months old, starting limit was $1.6k. Exactly at the 6 month mark, I requested the first CLI and was approved for $3.2k. 4 months later since the last increase, I went online to request another and was immediately declined for the following reasons:
• Highest Ratio Of Balance To Credit Limit Over The Last 3 Months Is Too High On This Account
• The Current Ratio Of Balance To Credit Limit Is Too High On This Account
• The Number Of Months Since This Account Was Opened Is Too Low
• The Ratio Of Last Payment To Amount Due On This Account Is Too Low
Quite frankly I was carrying a balance and was overlimit at the time of request. Paid off the account in full, waited 5 days and requested a $10k increase. Instead, I got instantly approved for $6.4k which is a 2x increase like the first. Based on this pattern, it appears you can request a CLI every 4 months and may only get approved for up to a maximum of twice the current limit.
congrats on your cli
Congrats!
Congratulations
Congratulations on your CLI!
congrats! Yeah generaly synchrony will either auto cli or allows CLI request every 3-4 mos. I've gotten auto clis at third statment cut before.
WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂
Congratulations on your second CLI in six months! Hope it keeps increasing as you continue to use and let it age!