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NFCU CLI + Amazon Prime Approval (7/24)

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mgood
Valued Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)


@Linnaea wrote:

Curious about your Savor One.

I recently was approved for the one with no annual fee good credit.  Started with 500 just got a 100 cl.  Happy I got... but why are your cli 250. What are the data points on that one.?  🤔 


This might help. It's a thread from several years ago, and was a lot of guessing even then, but I've found it to be fairly accurate most of the time.

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/td-p/619...

From @Curious_George2 :

Regarding amounts, here is my best guess at their standard offers right now when they grant a cardholder's request for a CLI.

 

If your limit is thisYour likely CLI amount
$1600 or lower, not in Credit Steps $100
$1601 to $2500 $200
$2501 to $3500 $300
$3501 to $4500 $400
$4501 to $7000? $500
$7001? to $9000?$750
$9001? to $12,000$1000


EQ8 809, TU8 790, EX8 797 as of May 14
AZE3 - 2% Utl - New Accts: 3/6, 3/12, 7/24
Message 11 of 18
Legally_Speaking2512
Frequent Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)

That is awesome to hear. Congrats on the CLI and Amazon prime approval!!

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 12 of 18
ShreksBFF
New Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)


@mgood wrote:

@Linnaea wrote:

Curious about your Savor One.

I recently was approved for the one with no annual fee good credit.  Started with 500 just got a 100 cl.  Happy I got... but why are your cli 250. What are the data points on that one.?  🤔 


This might help. It's a thread from several years ago, and was a lot of guessing even then, but I've found it to be fairly accurate most of the time.

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-get-a-CLI-from-Capital-One/td-p/619...

From @Curious_George2 :

Regarding amounts, here is my best guess at their standard offers right now when they grant a cardholder's request for a CLI.

 

If your limit is thisYour likely CLI amount
$1600 or lower, not in Credit Steps $100
$1601 to $2500 $200
$2501 to $3500 $300
$3501 to $4500 $400
$4501 to $7000? $500
$7001? to $9000?$750
$9001? to $12,000$1000

Seems very accurate with my experience on two different cards as well

June 2022:
Jan 2024:
Message 13 of 18
CorpCrMgr1
Valued Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)

Congratulations on your CLI and on your approval!!

Message 14 of 18
cashorcharge
Community Leader
Super Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 15 of 18
Focus281
Established Member

Re: NFCU CLI + Amazon Prime Approval (7/24)

Congrats , over 5/24 and an approval! It's a win for sure.

did they pull all 3 for the Amazon prime card?

Message 16 of 18
BigBS
Senior Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)

Congrats on the approvals!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 17 of 18
CreditAggie
Community Leader
Super Contributor

Re: NFCU CLI + Amazon Prime Approval (7/24)

Congratulations on your approval and CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 18 of 18
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