Citi hadn't given me any love for a while on my Simplicity card, so I decided to give it a shot. Was able to get a $4k increase from $25.5k to $29.9k. This card just gets use for BTs and has just over 5% usage. No idea what they used for SP, I assume Equifax as that's what they use for everything I've done. Their internal score shows 833 as a score, CK shows 819. Had this card since 6/2019, getting ready to hit 5 years. Started at $13k at approval. Other details below:
AAoA - 51 mo (personal)
Oldest (personal) - 9 yr, 7 mo
Util - <1%
Newest account - 10 mo (0/6, 3/12, 5/24)
Personal income reported - $135k
I am $100 off of being at $400k total credit >.<
CO Platinum - $500; CO Quicksilver - $2,000; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $17,300; PNC Core - $27,000; Citi DoubleCash - $8,300 - AmEx Everyday - $2,500 (was $20,000); Citi Simplicity - $29,500; Chase World of Hyatt - $17,300; PayPal LOC - $10,000; PNC Cash Rewards - $36,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; BMO Harris Cash Back (Was Bank of the West Cash Back) - $3,000; (Closed Block-Fi - $15,000 RIP); Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $20,300; Venmo - $15,000; AllTru LOC - $10,000
Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $5,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $9,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $7,000; IHG Rewards Premier Business - $5,000; Delta Platinum Business - $16,400; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000
Total CLI - $399,900
