Congrats on the cli
Congrats on the CLI!
congrats, how long have you been in the credit game? Also what type of "usage" do you put on this card? Also is it too personal to ask for your income? could u say it's north of 100K income? 200K+? I'm trying to get a feel of what do BofA expects. I can only put $200-500/month of general use on my cards. I'm like 1 out of 3 on my CLIs so far, it's one of the reasons why I don't ask for CLI every 6 months or w/e cuz I know I don't put much spend on it. Also do they prefer you to bank with them? say a substantial sum like $5000 in saving with them for a "higher" chance of CLI?
That's so wild to me, haha. Congrats!
@MudkipsRKooL wrote:congrats, how long have you been in the credit game? [My father 'made me' get my first CC at age 18... 15 years ago]
Also what type of "usage" do you put on this card? [As I mentioned above, I've not put any spend on this card. But plenty on my other BofA cards 🤷🏻♂️]
Also is it too personal to ask for your income? could u say it's north of 100K income? 200K+? [$230k]
I'm trying to get a feel of what do BofA expects. I can only put $200-500/month of general use on my cards. I'm like 1 out of 3 on my CLIs so far, it's one of the reasons why I don't ask for CLI every 6 months or w/e cuz I know I don't put much spend on it. [Keep asking for a CLI - they may surprise you. Plus, with BofA it's a soft pull, so no harm in spamming the CLI button. When you request a CLI, ask for $100k - if they feel you deserve a CLI, they will ALWAYS counter with the CLI they want to grant you]
Also do they prefer you to bank with them? say a substantial sum like $5000 in saving with them for a "higher" chance of CLI? [The general consensus on this forum is BofA is one of the institutions that does prefer you bank with them and grants CLI's accordingly. I don't know if there is an exact number they prefer - I do a lot of my investing with them and as a result, I hold the 'platinum honors' preferred rewards designation ($100k+ in BofA or Merrill accounts)]
Hi @MudkipsRKooL! See my responses above in brackets [ ]
As always, YMMV. Good luck to you in growing your cards with them
