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Hey gang,
I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15.
I've been getting CLI's on it every 3 months, like clockwork.
Got increased to $96k!!
I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.
Cheers!
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TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0 |
Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k |
That's very nice....Do you have any datapoint for the community like when this account was opened, and how much was your SL on it and what has been the spend on this card each month on average, do you have other banking/deposit relationship with Bank of America????? Thanks...
@Janneman wrote:
That's very nice....Do you have any datapoint for the community like when this account was opened, and how much was your SL on it and what has been the spend on this card each month on average, do you have other banking/deposit relationship with Bank of America????? Thanks...
Hi @Janneman, I do have some data points but it doesn't make much sense to me.
The card was opened back in 2010 with a SL of $8,500. I used to spend on this card but the last few years, I've put my spend through my other CCR, in hopes to raise that limit. To no avail.
I have used this card for balance transfers. My most recent one was paid off in November, just before my last increase. I've put $0 spend or BT through it since December and still got this $15k increase.
I put A LOT of spend through my other BofA cards - all gas goes on the other CCR and all non categorized spending goes in my UCR (including the very expensive daycare) but no love on those cards (?)
I do have a banking relationship with BofA. I am a platinum honors member (gotta love that 5.25% back on the CCR and 2.625% back on the UCR)
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TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0 |
Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k |
Thanks for all the detail...and I must say that you have come from a very long ...since 2010....but a remarkable amount of CL...No doubt that there are some banks which do care about their high clients and Bank of America is definitely one of them. I have this card for many years and never got even one CLI despite of heavily using this card...except last month when I spent $9k on it a month prior to receiving CLI but I got only $5k....I am not their high profiled clients yet........Enjoy your limit and I am sure it would cross $100k next time around....God Bless you...
Congratulations on your CLI and on all of your fantastic CL!!
Congrats on the great increase!
Very nice increase, and growth, congratulations!
Congrats on your CLI
@Cashbackjunky wrote:Hey gang,
I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15.
I've been getting CLI's on it every 3 months, like clockwork.
Got increased to $96k!!
I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.
Cheers!
Your Sonata lease $1300 per month?
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
@Shooting-For-800 wrote:
@Cashbackjunky wrote:Hey gang,
I just decided to request an increase on the one BofA card that keeps giving me increases. Last one went from $66k --> $81k on 12/15.
I've been getting CLI's on it every 3 months, like clockwork.
Got increased to $96k!!
I'm not sure why none of my other BofA cards are growing (I'm putting most of my spend through my UCR) but I can't complain about this quick $15k increase.
Cheers!
Your Sonata lease $1300 per month?
Nah. That's how much is left on the lease. It's a little over $300 a month
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TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0 |
Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k |